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In Overwatch they added something like this, and there is still people ranting about your pick and the formation and shit on Quickplay. You just can't stop toxicity. Not with punishments to toxic people, neither with "bribery".
Only that this isnt Overwath is a 1vs1 card game...Moreover the system has been PROVEN to work in gwent. What were are discussing (or at least try to do) what the best implemention of it would be in hs. Yeah you can not stop toxicity completely, as i already said so myself in the beginning.But you can supress it.
I like the idea (who doesnt like free gold?) but I do see people blatantly refusing to gg back. They get their 5 gold and now get a chance to dent the opponent who made then salty as much as 10 gold on top.